Boku Mobile and Payforit are the leading mobile depositing methods available at online casinos today. Head to any casino which supports mobile phone billing as a depositing method and you're sure to find one of these services there as an option. But many players won't be aware of what the differences are between the two platforms, or whether that has any bearing on how you make payments using them.
In fact, Boku and Payforit are quite different and offer very different experiences in terms of their availability, the way you pay and your depositing limits. So to get a clearer look at which of these mobile depositing methods would be best for you, let's break down the big features of Boku Mobile and Payforit, to see which is the preferable mobile depositing service.
Method Of Payment
Although both Boku and Payforit use premium SMS in order to charge any costs straight to your phone bill, how you go about this is subtly different. Once you've confirmed your amount at the casino using Boku, you'll then be sent an SMS. By responding to this SMS with the command “Y”, your payment will then be authorised and the transaction is complete. Boku smooths the process over even further by saving your mobile phone number every time you use the Boku platform. It's not much, but it does save you from having to type in your mobile number every time you want to make a payment.
Payforit differs in its payment method by having you not respond to any SMS at all. Instead users will remain on the casino page and be texted a 4 digit code. On most phones, any texts you receive will be visible in the notifications area at the top of your screen, so you don't even have to leave the casino page to receive the code. Once you receive it, you simply type it in and your payment is complete without having to ever leave your web browser.
You don't get charged any extra in either case, so you only ever get charged what your original transaction was. However, it's up to personal preference which one of these processes you find simpler. Some users may enjoy the fact Boku cuts out you having to type in your mobile number, whilst other users may be uncomfortable with it being so forthcoming with your personal details, although there are no additional security risks posed with this, since you'd have to authorise any payments directly from your phone anyway.
Alternatively, some users may find it annoying to have to head to the messaging app in order to respond to Boku's SMS, instead of just typing in a code which is visible through your notifications. Either way, the choice is yours when it comes to which payment method you find preferable.
When it comes to depositing limits, this is where Payforit and Boku diverge the most. All mobile phone billing methods come with a £30 depositing limit per transaction. This is simply used as a protective measure by network providers, who simply don't want to be fronting the bill for their customers if they can't afford their end of the month phone bill.
Some network providers will allow customers to increase their depositing limits if they call their customer service line and have a good standing with the company, but by default there is a strict limit when it comes to how much you can spend per transaction.
Payforit simply has this depositing limit placed on each transaction, but gives depositors the freedom to make as many individual payments as they want. Boku Mobile on the other hand tracks player usage of its service through your mobile phone number. In doing so, Boku is able to monitor how much you're spending in total and imposes a daily £30 spending limit.
Even if you switch casinos and make another transaction, this depositing limit will carry on with you and you'll be restricted in how much you can deposit as long as you're using the Boku service with the same mobile phone. Payforit doesn't track players based on their mobile phone number and therefore, imposes no such overall limits.
This is a mixed bag. Some users will find this level of control ver
y frustrating and don't want to be held to such low depositing limits. Other depositors will find a lot of security in the fact that they are being held to a tighter bankroll than they may be able to uphold themselves. Boku's depositing limits are therefore a brilliant or devastating feature depending on how much of a tight budget you want to keep on your day to day depositing.
Availability Of Boku And Payforit
A payment system is completely worthless if there's nowhere to pay with it, and while Payforit and Boku are still very much widely available, they still differ in terms of the volume and variety in regards to where you can use their platform with. Boku is easily the most available of the two. Boku can be found at all major casinos which accept mobile phone billing as a depositing method. On top of that, Boku has pierced a lot of other markets, so users can also make use of Boku at online stores such as Amazon, iTunes and PSN.
A lot of Boku's usage is found outside the realm of online casinos, but it highlights perfectly just how unanimous Boku is with the pay by phone bill platform. Since Boku also remembers your mobile number across a wide range of sites, users will also find Boku extremely useful when they're switching between online activities and want to continue making quick payments, with a tightly controlled budget.
Payforit fills in the gaps of where Boku is nowhere to be found, which is still a hefty portion of online casinos. Payforit is still in a tricky position however, since mobile casinos like mFortune use their own in-house system for mobile phone billing deposits, so Payforit is squeezed into the remaining space where a casino hasn't chosen either their own premium SMS service or Boku. Payforit is still a formidable opponent to Boku and there's more than enough casinos to use it at, but overall Boku storms ahead in terms of availability.
Boku vs Payforit
Fundamentally, there's nothing wrong with what either Payforit or Boku offer and they both have their failings and successes in equal measure. When it comes to availability, Boku storms ahead of Payforit. However, if you're after completely unrestricted spending, but with the simplicity of mobile depositing, then Payforit is the clear winner in the face of Boku's strict daily depositing limits.
Although at the same time, Payforit's availability issues aren't a problem if you only want to play at casinos which support it and Boku is a perfect payment platform for those who want to keep a strict bankroll, when very few other banking options actually enforce spending limits within their design. Whichever mobile depositing method you choose, at least now you're much more informed about what the differences are between Boku and Payforit, so you can go ahead and pick your favourite.